Category: Personal Finance

Analysis and Opinions, Personal Finance
How to escape the debt trap?

Due to the easy availability of money in the current age, several millennials tend to take rely on credit to fund their lavish lifestyle. Very soon the debt spirals out of control and they are left facing a mountain to climb to become financially independent. At that time they ponder hard on how to escape the debt trap. Just like quicksand, one can be very quickly sucked into a debt trap if the debts are not monitored judiciously.

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Analysis and Opinions, Gold, Personal Finance
Gold prices set to surge in 2021

Gold is usually looked on as a safe haven for several investors in times of difficulties and uncertainties. Amid the growing threat of rising Covid-19 infections and weak American dollar gold prices are expected to surge further in 2021. This year was a perfect example of why investors need to practice asset allocation and consider having gold as part of their portfolio.

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Analysis and Opinions, Bitcoin, Personal Finance
How to asset allocate?

The burning question on everybody’s lips during the pandemic is “How to asset-allocate to ensure a bright future?”. Many have seen their wealth erode by being too “equity-heavy” or have seen inflation eat away their wealth by holding too much cash in hand.Since not all assets carry the same risk reward ratio, it is very important to have the right combination of assets to ensure achievement of goals and financial freedom.

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